Buying a car requires a lot of money which normally amounts in lakhs, then comes the question of choice, preference and utility. A very few people are actually able to buy a car with a single pay-cheque whereas the others often tend to let go of the thought of owning a car or resort to taking loans from the banks. Even though the TV commercials show the loan process as easy, on the contrary, it is more like a carousel ride that never stops.

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